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If you are now not fairly sure of the situation, supply the debtor a name. In as so much of a non-confrontational tone as which you can muster, remind them of the debt and the phrases of the contract. At this stage, making threats is counter-productive however so is being overly accommodating. Quite often, a friendly but company technique produces the pleasant results.


Whatever the dialog’s effect (barring the miracle that’s on the spot fee), send the debtor a letter memorializing the phrases of the preliminary agreement as well as your contemporary telephone dialog. Send this letter via certified mail to confirm its receipt. Also, be certain to incorporate a time limit for

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